20 Countries So Affordable You Can Live Without Working

Written By Jill Taylor

Try to picture living in a gorgeous country where your savings cover all your expenses – sounds good, doesn’t it? Whether you’re retired, working remotely, or just want a change, these places offer affordable living without needing a job. Here are 20 countries where you can live comfortably without working.

Thailand

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Did you know that living in Thailand is super affordable? This makes it a great choice if you’re looking to save money. For example, according to Expatica, “a family of four can expect to spend about ฿71,000 per month before rent, while a single person may pay around ฿20,000.” 

Vietnam

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You may already know that Vietnam is a great place for cheap living. It has lots of natural beauty and culture, and you can find affordable places to stay, eat, and get around. Whether you like busy cities or peaceful countryside, there’s something for everyone. It’s perfect for enjoying a good life without spending too much.

Mexico

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If you’ve visited Mexico before, then you know it’s famous for its friendly people, beautiful scenery, and low cost of living. From lively cities to peaceful beach towns, there are many affordable spots to live. Housing, groceries, and entertainment are cheap, making it easy to enjoy a comfy lifestyle without breaking the bank.

Ecuador

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Not many people know that Ecuador has lots of affordable places to live, including beach towns and mountain villages. Living costs are also low, with cheap and fresh produce. With its natural beauty, friendly locals, and nice weather, Ecuador is a great place to live without spending too much.

Colombia

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Colombia is a hit with expats thanks to its low cost of living and lively culture. Whether you like busy cities or peaceful towns, Colombia has something for everyone, fitting different tastes and budgets. It’s easy on the wallet with cheap housing and tasty food – what more could you want?

Malaysia

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A great country to move to is Malaysia, as it provides a great quality of life without breaking the bank. Living costs are low, with cheap housing, food, and healthcare. Its diverse culture, modern conveniences, and stunning scenery make it a fantastic place for anyone looking for an affordable and adventurous lifestyle.

Indonesia

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If you’re looking for affordable living, then there are many beautiful places in Indonesia with low housing, food, and transport costs. You can enjoy a comfy lifestyle without working much. The beautiful scenery, friendly locals, and vibrant culture make it even more appealing.

Nicaragua

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Another Central American country to consider is Nicaragua, which is a budget-friendly place with stunning beaches, charming colonial buildings, and welcoming people. Housing and groceries are super cheap, so you can live comfortably without breaking the bank. Its natural beauty and laid-back vibe make it an ideal spot to settle down and enjoy life stress-free.

Bulgaria

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Believe it or not, Bulgaria is a great place to live if you’re looking for affordable options. With a low cost of living, you can find cheap housing, food, and transport. Plus, it has a rich history and beautiful scenery. Whether you love city life or the countryside, Bulgaria has something for everyone.

Hungary

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As a beautiful country full of culture, Hungary is a great place to enjoy a high quality of life without spending a lot. Living expenses are low, with cheap housing, food, and fun activities. The country’s rich culture, stunning architecture, and lively cities make it a fantastic choice for anyone looking for an affordable lifestyle.

Bolivia

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Bolivia is also known for its low cost of living, as well as its stunning natural beauty. Housing, food, and transportation are very affordable, allowing for a comfortable lifestyle. The country’s rich cultural heritage and friendly locals further enhance its appeal as an affordable place to live without the need for employment.

Peru

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You might want to think about heading to Peru for its low cost of living, rich cultural history, and diverse landscapes. Whether you prefer bustling cities or serene mountain villages, Peru offers a variety of affordable living options to suit different preferences.

Romania

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If you feel like heading to Europe, Romania offers a low cost of living, beautiful scenery, and a rich cultural heritage. All the essentials are very affordable, and the country’s vibrant cities and picturesque countryside provide a variety of living environments that suit different lifestyles and budgets.

India

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Housing, food, and transportation are very cheap in India, so It’s no surprise that it’s a popular choice for those seeking affordability. The country’s rich cultural heritage, diverse landscapes, and vibrant cities make it an exciting and affordable place to live.

Georgia

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Were you aware that Georgia offers an affordable cost of living with beautiful scenery and friendly locals? Your money will definitely go a long way here. The country’s rich cultural heritage and stunning landscapes further enhance its appeal as an affordable place to settle down.

Serbia

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A country becoming increasingly popular is Serbia, thanks to its low cost of living, vibrant culture, and beautiful landscapes, which make it an attractive destination. The country’s welcoming locals and rich cultural heritage add to its appeal as a great place to live without financial worries.

Albania

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Albania is regularly recommended for those looking for a cheap place to settle down, as it offers a very low cost of living, beautiful beaches, and a rich cultural heritage. Housing, food, and transportation are affordable, saving you more money. The country’s stunning landscapes and friendly locals make it an appealing destination for those seeking affordability and natural beauty.

Laos

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You can head to Laos for a very low cost of living with beautiful scenery and a relaxed pace of life. Housing, food, and transportation are very affordable, and the country’s friendly locals and rich cultural heritage further enhance its appeal as an affordable place to settle down.

Cambodia

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If you fancy living in Southeast Asia, then Cambodia’s low cost of living, rich cultural history, and beautiful landscapes make it an attractive destination. Whether you prefer bustling cities or tranquil countryside, Cambodia offers a variety of living options to suit different preferences and budgets.

Nepal

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Famous for its mountains, many are surprised to find out that Nepal offers a very low cost of living. Affordable housing and amenities, combined with stunning natural beauty and rich cultural heritage, make it a great place to live. The country’s friendly locals and breathtaking landscapes, including the Himalayas, add to its appeal as an affordable place to reside.

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